Across America, communities are being powered thanks to investors on Climatize who have committed to a brighter future.

Climatize lists vetted renewable energy investment offerings in different states.

As of November 2025, over $13.2 million has been invested across 28 projects on the platform, and over $3.6 million has already been returned to our growing community of thousands of members. Returns aren’t guaranteed, and past performance does not predict future results.

On Climatize, you can explore vetted clean energy offerings, including past projects like solar farms in Tennessee, grid-scale battery storage units in New York, and EV chargers in California. Each offering is reviewed for transparency and provides a clear view of how clean energy takes shape.

Investors can access clean energy projects from $10 through Climatize. Through Climatize, you can see and hear about the end impact of your money in our POWERED by Climatize stories.

Explore Energy Projects with code BEEH1V

_{Climatize is an SEC-registered & FINRA member funding portal. Crowdfunding carries risk, including loss.}

Auto repossessions are surging even among prime borrowers, raising alarms about deeper cracks in the U.S. economy — just as global anxieties grow over alleged new gain-of-function virus research in China. Meanwhile, a simple interval-walking routine shows how ordinary Americans are quietly training, adapting, and trying to stay steady in an increasingly unstable world.

Walking My Way to Readiness -How Interval Training Made Me a Better, Safer Concealed Carrier

My name is Mark Ellison, and I spend most of my days behind a desk as an insurance claims analyst. I’m not athletic, and for most of my adult life, I carried an extra thirty pounds that seemed to follow me like a stubborn shadow. Last year, when I took a concealed-carry class, the instructor said something that stuck with me: “In a real-world confrontation, your heart rate could spike to 175 beats per minute. You must be able to control your breathing and your hands.”

That hit me hard. I realized that if I were ever forced to defend myself, the weakest link wouldn’t be my firearm—it would be me. I was responsible for every round that left my pistol, and I wasn’t in the physical condition to handle stress well. I needed a way to train for that adrenaline surge without being an athlete.

One night, flipping through TV channels, I stumbled across a program from Japan talking about interval walking—short bursts of fast walking alternated with normal pace. It looked… doable. No gym. No equipment. No spandex. Just walking with purpose.

So I tried it: three minutes fast, three minutes normal, repeated for 30 minutes a day. At first, I was embarrassingly slow and breathing like I’d sprinted up a mountain. But within a few weeks, I noticed I could recover faster. After two months, my belt needed a new notch. By month five, people at work asked whether I was “doing something different.”

Around that time, I took my pistol to the range and noticed something else—my hands were steadier. My breathing didn’t spike as quickly. The front sight didn’t dance around like before. That motivated me even more.

Eight months in, I added a new twist: three minutes of jump rope before shooting practice to raise my heart rate and mimic stress. To my surprise, my group stayed tight. The training worked.

Interval walking became my everyday-person workout—simple, sustainable, and life-changing. I’m still no athlete, but I’m healthier, lighter, and more confident. And if the day ever comes when my skills matter, I’ll be ready—steady hands, steady mind.

Repossessions of cars across the U.S. are rising at a pace not seen since the Great Recession — and increasingly, even borrowers with good credit are feeling the squeeze, raising concerns about broader economic consequences.

According to data from the finance industry, around 1.73 million vehicles were repossessed in 2024 — up 16% from 2023 and 43% from 2022.

As of late 2025, experts estimate that over 2.2 million cars have already been repossessed this year, with some forecasts calling for as many as 3 million repossessions by year's end.

The triggers are familiar: record-high new-car prices — more than $50,000 on average — and sharply increased interest rates, producing monthly payments that now average about $750 or more.

Auto loan delinquencies, which declined during the pandemic, have soared back. Over the past 15 years, delinquency rates for auto loans have risen by more than 50%.

What’s new — and worrisome — is that borrowers with good credit scores (so-called “prime” borrowers) are no longer immune: delinquencies and defaults have risen across virtually all credit-score bands.

For years, auto repossessions were primarily associated with subprime borrowers — those with poor or limited credit histories. In 2025, the share of subprime auto loans more than 60 days delinquent reached a record 6.65%.

But the growing problem is now bleeding into prime loans. While delinquency rates for prime borrowers remain lower than for subprime, they have ticked up, and many recent auto loans (especially new loans) were originated to very-prime borrowers.

That trend is striking. It suggests the financial pressure isn’t limited to borrowers previously considered high-risk: rising living costs, inflation, and loan burdens are squeezing a broad swath of the population.

Because auto loans represent the third-largest form of consumer credit — behind only mortgages and student loans — the escalating delinquency and repossession rates are beginning to look like an economic warning sign.

When people lose their cars, they often lose more than transportation: for many, a vehicle is essential to get to work, serve family needs, or even maintain basic mobility. Experts warn that a spate of repossessions can ripple into higher unemployment, lower consumer spending, and further credit-market stress.

Moreover, more defaults and repossessions can tighten credit markets, making lenders more conservative — which could curtail new auto loans, reduce car sales, and weigh on sectors tied to auto sales (manufacturing, dealerships, used car markets).

In short, auto debt troubles are no longer confined to the most vulnerable borrowers. The growing strain on “prime,” middle-income Americans may be a leading indicator of broader household financial stress — and a potential early warning for an economy already juggling inflation, higher interest rates, and shaky consumer confidence.

Fears Resurfaced- Claims of New “Gain of Function” Work in China Stir Global Concern

A growing controversy around alleged coronavirus research in China has reignited global fears about pandemic risk and the possibility that a “designer” virus — engineered or modified in a lab — could spread worldwide.

In early 2025, a newly declassified CIA assessment concluded, with “low confidence,” that the original COVID-19 pandemic was more likely to have begun through a laboratory leak than through a natural spillover event.

Though that assessment does not prove genetic engineering or a deliberate bioweapon, it reopened debate over the role of lab-based research — including controversial “gain-of-function” (GOF) experiments that modify viruses to study their potential threats.

Meanwhile, a 2024-2025 Chinese coronavirus study has stirred alarm among some observers. The study involved infecting lab mice with a pangolin-related coronavirus strain — triggering claims it represents dangerous GOF research aimed at creating a more virulent virus. However, the study has not been peer-reviewed, and scientists note that it did not produce a known human pathogen. Critics say the research is being mischaracterized online as evidence of a “100 percent kill-rate killer virus.”

The Chinese government, including a spokesperson for the Wuhan Institute of Virology (WIV), has repeatedly denied that any coronavirus genetic engineering or GOF work related to COVID-19 has occurred. According to official statements, WIV “was not involved in the creation or release” of SARS-CoV-2 and did not conduct GOF experiments on coronaviruses.

Nevertheless, experts say that because transparency is limited — and because particular lab work on bat coronaviruses is known to have occurred in China and elsewhere — fear remains that future “enhanced” pathogens could emerge accidentally.

If a lab-enhanced virus did escape — by accident or negligence — it could trigger a pandemic even more severe than COVID-19. Outbreaks of such engineered viruses would challenge public health systems worldwide, strain international relations, and force more stringent global controls on biosafety and pathogen research. For many, the possibility feels like science fiction — until it isn’t.

Some scientists argue that while the theory of lab origins cannot be dismissed entirely, there remains no conclusive evidence that SARS-CoV-2 was genetically engineered.

As of 2025, the global advisory body, the World Health Organization — through its panel SAGO — continues to call for more data from Chinese labs, animal trade records, and early patient samples. Without deep transparency, scientific certainty remains elusive.

For now, the global community remains stuck between unproven fears of “designer viruses” and limited evidence — but one thing is clear: any future pandemic caused by a modified virus would not only be a health catastrophe, but a geopolitical one.